Financial Planning By Considering Personal Financial Needs - Free Essay Example

Sample details Pages: 12 Words: 3671 Downloads: 3 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? We know that the conditions of an economy do not remain static. The factors which influence it keep on changing. The rate of flow of funds also, changes with time in an economy, so people have funds available in different strengths at different moment of time. Don’t waste time! Our writers will create an original "Financial Planning By Considering Personal Financial Needs" essay for you Create order It affects the lives of people living in that economy because to satisfy their needs they require funds. People always feel a gap, positive or negative, between their needs and required funds. So they do their financial planning. In this project we have tried to find and analyse how and in which ways people are doing financial planning in the prevailing market situations. We have also tried to find the awareness of people about current market situations, awareness of financial planning among them and their interest area of investment. Financial Planning is not a very new concept in India. It had been in practice in earlier social systems also. In the past also, people used to do this in some ways. They used to purchasing pieces of land, jewellery and keep these with them for their bad days. Some of them kept their saved money with so called à ¢Ã¢â€š ¬Ã‹Å"Mahajanas who used to acting as banker. Though people in the past were involved in some kind of activities related to the ir financial planning, yet they were not very conscious and aware of the thing and were not doing this very actively. It was so because the joint family system was there in the society and also the economic conditions, in the country, were almost static and not as turbulent and volatile as in current scenario. So people did not feel so much insecure. But after industrial revolution, things started to change. People started to move towards cities in searching of new earning opportunities. This leaded to a dynamic economic condition in the country and a change in family structure in the society. This thing has been continuing for years in the country and today we can observe increasing number of nuclear families and varying economic conditions here. The needs of a person and his consumption habits have also changed significantly. Further, the priorities and these needs of a person also change with change in his life stage. So financial planning has become more relevant and impor tant in current market scenario. But, How many persons are there who understand the meaning of financial planning? How many of them are actively doing it? In which ways are they doing their financial planning? These are some questions we need to find answers so that we can conclude to a result and can act accordingly. We have tried to find the answers of these questions in this project. Personal Financial Success: The Six-Level Pyramid  Ãƒâ€š Using the six-level pyramid to help explain the various building blocks to financial success helps to reveal the development of financial planning and indications, at each level, if instruments that might be considered. At the first level of the pyramid, there are four stages that need to be considered. Before any phase of an action plan can be implemented, an individuals current situation must be determined. One must evaluate their personal income because the amount of money a makes directly affects the amount that person can save. After all debts and living expenses are subtracted form income, one can know how much to put in savings every week, month or year. The amount one puts in savings is very important. This will have bearing on a spouse, children, and retirement life. Saving money should become a top priority in the financial planning realm of life. Goals are another important factor in financial planning. Without goals, a person has nothing to strive for, nothing to loo k forward to. This should come with ease during the implementation of a financial action plan. Career choice plays a major role in ones ability to live at a certain level in society. There are many factors to consider when making a career choice. They include personal factors, social influences, economic conditions, and trends in the industry. A person must consider these things when deciding on a career if they want to have long-term success in any given profession or calling. Keeping good records and being organized is a necessity for a person with a successful financial action plan. After receipts have been found, invoices filed, and check numbers recorded, one can develop a budget. A budget simply allocates income to different areas of spending. For example, one family may spend two hundred and fifty dollars per week on groceries, while another only spends one hundred per week. A budget can be done on a weekly, bi-weekly , or monthly time frame basis. An important part of an overall budget is taxes. Taxes, in general, include federal and state, occasionally county expenses on land ownings and other purchases. A person should be fully aware of how to calculate their taxable income and on how to get help with taxes. The second level of the pyramid involves managing. The absolute first way to begin with money management is to get the money out of a pocket ( or from under a mattress ) and put it into am interest-bearing account. Before this can be done, however, the best bank suitable to a persons needs mus be located. To do this, one must evaluate the different banks rates, fees, and other factors such as number in branched in the area and the services offered. One should examine the gains and losses of having a checking account as well. Credit is a way of life for million of American today. In my opinion, one must be very cautious when choosing whether or not to use consumer credit. There are almost always hidden costs and consumer traps ready to suck a trusting person in. One should be aware of possible credit mistakes and try their best to avoid them. Also, spending far above ones personal income level can become a major problem if taken advantage of. In the market for loans, the most enduring statement is to Shop Around! A person will never know what could be gotten until they try to look for the best deal. One should be aware of the fluctuation of interest rates and the affect that they will have on the principle amount of money borrowed. The third level of the pyramid illustrates the major purchasing decisions in life. Should I buy that shiny new Mustang on credit or save that money for a down payment on a home in a nicer neighborhood? The allocation of personal funds is one of the most harrowing sets of decisions a person will ever make. The decision to purchase a home is in this set. This will probably be the most expensive purchase one will ever make. One should be sure that the purchase of a new home is not o utrageously out of his or her income range and that it meets all of their needs. The second most important purchase would be that of a new vehicle. A car purchase can be an exciting time. Since cars are seen as status symbols in society today, most people attempt to buy one that they cannot afford. This can be ruining to credit and make daily expenses much harder. Day to day existence in todays society can be dangerous if a person does not have adequate insurance coverage for self, spouse, and children ( if any ). The fourth stage of the pyramid deals with the adequate amount of insurance. How much is too much or too little? Risk management is a major factor in this. For example, a race car driver is not going to get a good a rate of insurance as a middle aged accountant. Factors such as car accidents, speeding tickets, safety measures taken, and daily activities such as smoking or drinking all affect the amount different types of insurance will cost an individual. After life insurance, I believe that the next necessity is to have automobile and home insurance. These are the two most likely things that someone might have to call on insurance to cover. Health care and disability insurance truly comes in to play when one has a family, nut possibly when single if severe illness occurs frequently. Finally in the fourth level, a value must for life insurance must be chosen. This is directly affected on who will be left depending on money received from your life insurance. This insurance money can be left as a legacy, as a help for funeral expenses, or even a gift from the deceased. The fifth stage of this financial planning pyramid is about investing. There are four fundamental ways that one can invest. They are stocks, bonds, mutual funds, and real estate. Stocks are divided into two main categories, common stock and preferred stock. Common stock makes money by dividing the value of an investment three ways: income from dividends, dollar appreciation of t he stock value, and stock splits. Preferred stock is similar to common stock. However, with preferred stock, the investor receives his/her cash dividends before the holders of common stock receive theirs. There are a number of factors that enable investors to evaluate the value of any certain stock. One can read daily newspapers, and gain information from professional in the stock market field. Bonds are divided into two main categories as well. A corporate bond is a corporations written pledge to repay a specified amount of money plus interest gained over a specific period of time. This total is referred to as the face value of the bond. Corporations issue bonds in order to have available monies to finance expansions, takeovers, etc. This is referred to as debt financing for a corporation. The other type of bond is one that is issued by the federal, state or a local government agency. The bonds that the federal government sells are referred to as treasury bills, notes, bonds, or sa vings bonds. These are used to finance the national debt and for the governments everyday activities. A municipal bond is one that is issued by a state or local government. All three of these types are said to be generally risk-free. As a financial planner, I would advise my client to seriously look into bonds. Mutual funds are unique in the fact that there is diversification of the purchased portfolio. A persons money goes into a large pool, which a company then invests in many different stocks. The last type of fundamental investing is Real estate. There are different types of real estate investments. For example, your home can be an investment if handled properly or one can purchase commercial property for resale only. The sixth and last stage of the pyramid involves retirement and estate planning. Taking steps now to ensure that a person has money during retirement is particularly important. This should be linked in with the amount of money chosen to save in part one of the f inancial planning program. Last of all, one must know a little about estate planning. There are legal and personal aspects of this matter. Estate planning is the plan for the disposition of ones property during ones lifetime and at ones death. Legally, everyone needs to have a last will and testament to ensure that their properties are distributed accordingly. A lawyer usually needs to be consulted on this matter. In summary, the most important aspect of financial planning is just what it states-PLANNING. A great deal of money can be gained and saved if the correct methods are incorporated into a persons everyday life and activities. OBJECTIVES We have conducted the study taking following objectives in our concern: To understand customers awareness about current market/ economic scenario. To understand customers awareness about financial planning. To understand how customers do their financial planning. Capture reasons for doing / not doing financial planning. Understand the key areas where investments and savings are made and rational reasons behind the same. Review of Literature Jim Gewert Named Executive Vice President of Worldwide Finance, Planning and Systems for Warner Bros. Home Entertainment Group An industry leader since its inception, WBHEG oversees the global distribution of content through packaged goods (Blu-ray Disc and DVD) and digital media in the form of electronic sell-through and video-on-demand via cable, satellite, online and mobile channels, and is a significant developer and publisher for console and online video game titles worldwide. AGL Resources; AGL Resources To Webcast 2010 Annual Meeting of Shareholders on April 27 During the meeting, AGL Resources Chairman, President and Chief Executive Officer John W. Somerhalder II will provide an update on the companys financial and operating performance and its business strategy. 2010 MAY 1 (VerticalNews.com) AGL Resources (NYSE:AGL) will webcast its annual meeting of shareholders on Tuesday, April 27, at 10 a.m. Eastern Daylight Savings Time. During the meeting, AGL Resources Chairman, President and Chief Executive Officer John W. Somerhalder II will provide an update on the companys financial and operating performance and its business strategy. The meeting will be held at the AGL Resources corporate headquarters at Ten Peachtree Place in Atlanta. Solutions Financial, Llc; Actfinancially.com Launches Personal Financial Planning Website The site includes personalized financial planning, budgeting, goal-setting tools and reports, a library of information and resources, blogs, tips, financial coaching help to manage money and community features such as forums, message boards and live chat for guidance and support. Financial Planning Steps Needed Now to Prepare for Health Care Bill Outcomes Even though the bill is still a few years from implementation, its not too soon to consider several financial planning strategies now to mitigate significant tax increases for the wealthy and the potential for increased borrowing costs for earners of all income levels, Kahler advises. Walking the Walk: A Financial Planner Teaching His Children In an interview, Daniel M. Stern, CFP, with his children, Lily and Benjamin, talked about financial planning for his kids. Stern said theyve been doing it two years now, since right after they talked. Looking at the idea of an allowance as something you give to the children; you dont base it upon work that theyre doing. Its so they can learn how to handle money and get a sense of the value of money and what can be done with it or not done with it. When it came to charity, they were trying to do it every week, but its not that big of an amount to give. Ben thinks its great. It gives them experience to know how to handle money. Lily also thinks its really good. Stern added that toward the last part of the year they had to adopt a spending moratorium. He thinks in todays society theres a huge amount of materialism. Lessons from Her Father Its no surprise that 30-year-old Kimberly Allman has her finances in order. Her parents guidance dovetailed with her own financial self-discipline. A Cornell Law School alum, Allman uses her financial sensibilities in two jobs: as manager at a nonprofit that helps homeowners avoid foreclosure, and as president of Allman Financial Planning LLC, her own personal finance consultancy. Allmans father helped to shape her relationship with money. Allman who is single, now follows her fathers example when she doles out advice to clients regarding debt, credit scores, and investments, among other concerns. In addition to her law degree, Allman has a bachelors in psychology and political science from Duke University, and shes set to receive a certificate in financial planning from Boston University this spring. While in school she avoided frills and kept expenses to a minimum. To reach her current level of financial security, Allman resisted shopping for handbags and jewelry. Money on Your Mind: The Brains Role in Financial Decision-Making The sophistication of modern civilization masks the fact that the brains have evolved little since the Stone Age. The neural programming of human beings was optimized for physical survival, not contemporary challenges such as financial decision-making. The human brain has separate, dedicated centers for coping with situations that present imminent danger or attractive rewards. When triggered by highly stimulating personal or financial events, these centers can cause the brain to react reflexively, dampening the ability to think analytically. Technology gives people ready access to their credit, savings, and investment accounts. Unfortunately, this access makes it easier for people to act upon impulsive financial decisions. This paper examines a case study to demonstrate how perceived financial dangers or rewards can unconsciously trigger emotions that override their rational decision-making. Financial planners also can help their clients develop new methods to read to financial sit uations in a more analytical manner that is consistent with the clients primary values. A House Divided: Americans Have Two Distinct Views Of Retirement The financial turmoil of the past few years has taken a huge toll on Americas confidence about the future and apparent readiness for retirement, said Jamie Ohl, senior vice president and director of The Hartfords Retirement Plans Group. The Planning Dynamic But The Hartfords research shows that people who have taken the time to plan their retirement are generally in a better place financially and are significantly more optimistic about the future than those who have not planned, Ohl said. OppenheimerFunds Survey: When It Comes to College for Their Kids, Women Drive the Planning Process But Many Take a Back Seat on Finances Later College funding is an issue for women in college, after college and for decades after, for both parents and students alike. Because women outnumber men on college campuses by a factor of almost three to two, women pay the price literally and figuratively for poor college financial planning, frequently dropping out or graduating with debt that can cast a shadow over much of their adult life, affecting even their ability to retire, Winn said. The Financial Planning Association(R) of Arkansas iShares* Make $20,000 Contribution to Arkansas Aspiring Scholars Matching Grant Program For more information about the iShares 529 Plan, contact your financial advisor, call 1-888-529-9552 or visit www.ishares529.com to obtain a Program Description and Participation Agreement which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing or sending money. If you are not an Arkansas taxpayer, consider before investing whether your or the designated beneficiarys home state offers any state tax or other benefits that are only available for investments in such states qualified tuition program. METHODOLOGY Methodology is a strategy that guides a research in providing answers to research questions and for which, research survey is being done. This study has been carried in the following manner:- Methodology Adopted Questionnaire Design: The questionnaire was prepared covering the details about the client and the above objectives. The questions were designed in an easily understandable way with the help of (Miss. Nancy sahni ) that the respondents may not have any difficulty in answering them. The questionnaire also contained a comments section. This section was included so as to get opinion of the people. Random Sampling: Sampling can be defined as a part of population. Thus random sampling may be defined as the selection of a portion from the whole population in which each elements of the population has an equal chance of being selected. In this research survey people were surveyed at random to get the relevant information. Sampling Techniques: The sampling techniques used in this project are probability sampling techniques and the methods used in cluster sampling. Sampling Unit: The respondents who were asked to fill out questionnaires are the sampling units. In this survey these comprise of Govt. Employees and Self Employed persons. Sample size: The sample size was restricted to only 100 people between age group more than 25 years which comprised of mainly peoples from the area where the survey was conducted. Data Collection: Structured Questionnaire: In this part of data collection, structured questionnaire was used as a tool by asking a set of standardized questions which answers we needed to know. Interpretation: Interpretation refers to the task of drawing inference from the collected facts after an analytical study. The simple statistical tools are used to analyze the data collection. Bar Graphs and pie chart have been used to illustrate the findings diagrammatically. AREA OF SURVEY https://www.radhasoamiji.in/images/map.jpg The survey was conducted in a village BEAS and Mehru which is situated in kapurthala district in Punjab. Though it is a town of almost 40,000 people yet its market caters the need of a large customer base which comprises of people, in addition to the town people, living in several villages that surround the town. It is situated near the BEAS river and second near Phagwara, so people from other side also come here for shopping. This is a reason that a big part of population here is involved in business and related activities. A good number of service class people are also present here, because of working of several Government organisations in the town. Block Office, Subdivision Office, Seema Suraksha Bal, Registration Office, Banks, Food Corporation of India, Irrigation Department, Public Work Department, Govt Schools, Municipal Office and also some other departments are working here. In financial institutions here these are pre sent: State Bank of India (CBS) Punjab National bank of India (CBS) Bank of India Life Insurance Corporation of India ( Satellite Branch ) Bajaj Allianz LIC Co LTD ( Branch Office ) Rahika Co-operative Bank ( Branch Office ) Sahara India ( Branch Office ) Some other institutions like à ¢Ã¢â€š ¬Ã¢â‚¬Å" Birla Sunlife, Reliance Life Insurance, ICICI Prudential also work here controlling their activities from Main branch. LIMITATIONS The report is prepared on the basis of responses given by the respondents and is confined to the area of survey, so it does not necessarily show a pattern applicable to other areas also. Some respondents were reluctant to divulge personal information which can affect the validity of all responses. In a rapidly changing environment, analysis on one day or in one segment can change very quickly. The environmental changes are vital to be considered in order to assimilate the findings.

Language Free Essays

It even seems that contrastive studies should rather be regarded as an approach, not as a branch of general linguistics. In teaching and learning English as second language, contrastive analysis is really helpful for both the teachers and the students, because we will know the differences and similarities between source language (Al ) and target language Therefore, it is easy for us to learn and adjust to the target engage. So that, we do not incorporate the system of our source language to the target language, because each language has distinct system. We will write a custom essay sample on Language or any similar topic only for you Order Now CA presents a successful theoretical and practical case for the value of CA as a research tool, both for those studying applied linguistics and for teachers needing to adjust their teaching to the state of knowledge of their students Contrastive analysis can help teachers to ; Design teaching and learning materials (methodology) Engage learner in activities to be a good user of target language. (classroom activities) Evaluate text books. Pay attention to the structure Of the texts beyond sentence level. Pay attention to conversation in its regular pattern in different situations. Pay attention to complex areas like intonation. How to cite Language, Papers Language Free Essays To have another language is to possess a second soul. † said Charlemagne, which may sound like a clich © but is actually very accurate. I believe that learning a language expands our life views and provides us some significant opportunities. We will write a custom essay sample on Language or any similar topic only for you Order Now Firstly, I strongly believe that the language we learn directly affects our way of thinking as we start to think in that particular language. For example Turkish is my mother tongue and I am learning English as a second language, so I know that there s not exact translation for most of the words from Turkish to English. In this situation if I think like a Turkish, I will probably be misunderstood and cannot state my ideas clearly. So I have to think like an American when I am speaking English to appropriately express my thoughts. This way I will have a different way of thinking of a different culture and I can get to know that culture better. I think this experience ives me a second identity, and this second identity diversifies the way I look at the things as well as my knowledge. In other words, I become a different person than I was before I learned that particular language. The other benefit of learning a second language is obviously being able to communicate with many people. Especially when a person is learning a widely spoken language like English or Spanish, it becomes a lot easier to get to know other people from different countries nd cultures. Additionally learning foreign languages provides huge benefits when it comes to the career, as it is a necessity to know foreign languages to apply for a Job or to work abroad. In conclusion learning a new language will expand our knowledge of the world as we have the mentality of a foreign culture while speaking that language and we gain a second identity with that experience. And of course new languages provide us to get to know more people and contribute to our success. How to cite Language, Papers

Approaches to Professional Nursing for Concepts -myassignmenthelp

Question: Discuss about theApproaches to Professional Nursing for Concepts Challenges. Answer: Profile I have pursued my career in Diploma of Hospitality (2010). My achievements during my academic performances include certificate IV in hospitality in commercial cookery (2008) and certificate III in hospitality in commercial cookery (2007). After my academics, I have worked as a sandwich artist in Subway King Street Wharf (2008-2012) and then in Coles express as customer service assistance (2011-2013) and currently working as assistant manager in Coles express (Black, 2016). During my studies, I had got the opportunity of working as the staff nurse in a community hospital along with the other key members of the committee in the Texass childrens hospital for developing and implementing the concept of newborn virtual visitation. This is an excellent opportunity whereas a nurse; I could learn how to give personal attention, facilitate bonding, and calm down the fears of the parents whose baby has been admitted to our hospital. I eventually came up with the plan that how well my unit can p erform the task of connecting the parents with their babies. All these strategies were in compliance with the NMBA guidelines. As a nurse, I have valued the quality of the nursing care that is given to the patients. The visitors were from diversified cultures, but equal value and respect were given to all. The quality nursing and health care are provided to all babies in this hospital (Hood, 2013). Curriculum vitae I belong to a family of 4 which consists of a mother who is a house maker, father works as a private employee, a younger sister in class 10th and me who pursued my career in Diploma of Hospitality (2010). My interests are reading books and providing service to the poor people. In my academic history, there are proven record of responsibility and reliability. Have been professional and remain calm all through basic episodes. I'm having solid systematic; aptitudes and fit for evaluating the conditions and actualizing the proper intercession. I have filled in as a sandwich craftsman at metro for a long time where I used to check the items in the sandwich unit zone and restocks things to guarantee an adequate supply all through the move. Exhibits a total comprehension of menu things and discloses them to visitors precisely. I set up a nourishment flawlessly, as indicated by recipe and in an opportune way. Later I filled in as client benefit help for a long time at Coles Express with the duties of Starting and shutting shift; handling pay-ins, money drops, modifying the Till, fuel value changes, and fuel conveyance Housekeeping by following the store cleaning list. Then, with my performance, I was promoted as assistant manager for which am currently working. Continuing professional development During my academic career and while pursuing a part-time job I have been attending several workshops, conferences, and seminars on nursing at various places for enhancing my knowledge towards the career. I have attended the workshops and conferences held by a professional development centre. It is committed to providing the high quality, up to date and relevant programs for nurses and midwives (Masters, 2015). Making Time to Care using Continuous Quality Improvement Tools is the workshop which has allowed the nurses in analyzing their current practices and also in identifying the blockages in their practice during the time of caring the patients. This was an interactive and practical workshop that has given an insight on the concepts of productive ward and process improvements. The Eight Step Approach to Healthy Self-Assertion: It is training which helped in gaining increased personal effectiveness, self-confidence, and control over our lives. It has been designed in such a way that one can know what they want in life and can generate solutions on own (Parandeh et al., 2015). This is the workshop that has provided the participants with a set of skills to allow them in developing their careers as nurses. One could assess the needs of career development and could explore the opportunities for their career along with professional development. Reflection As I am in first year of the course so I want to learn the things in every possible way. I want practical oriented knowledge rather than theoretical knowledge. I believe one can much knowledge through practical rather than theatrical. So I have that curiosity to know the things so I have asked one my uncle to take me to his working place. There he is working in a surgical ward, currently he is working under the guidance of one of the mentors from the same place during which he has to take care of a 72-year-old individual Mr. X. He had undergone an abdominal surgery. My Uncle was asked to remove the dressing on the wound so that the doctor can have a look during her ward rounds. Under his mentor supervision, he has removed the dressing with the help of non-touch procedure and has cleaned the wound as told by the doctor. At that point of time mentor was called to check another patient and so on, his request he stayed back with Mr. X. while we kept waiting for the doctor to visit him. The doctor was examining the wound of the adjacent patient and by the time my uncle noticed she suddenly came to Mr. X. for examining his wound, but she did not wash her hands, nor she used alcohol for sterilizing her hands. I even noticed that she was wearing a shirt with long sleeves which can be contaminated. By the time I gained my senses and gained the courage to inform her she already started examining the wound of Mr. X. So there my uncle told her it could be serious for Mr X. and after listening to my uncle she was impressed. That time I learned no matter what one should raise his voice against the things which should be benefit for others. References Black, B. (2016). Professional Nursing-E-Book: Concepts Challenges. Elsevier Health Sciences. Hood, L. (2013). Leddy Pepper's conceptual bases of professional nursing. Lippincott Williams Wilkins. Masters, K. (2015). Role development in professional nursing practice. Jones Bartlett Publishers. Parandeh, A., Khaghanizade, M., Mohammadi, E., Nouri, J. M. (2015). Factors influencing development of professional values among nursing students and instructors: a systematic review. Global journal of health science, 7(2), 284.

Naked lunch free essay sample

The play Naked Lunch by Michael Hollinger focuses on the relationship between the two characters Vernon and Lucy. The two had previously had a romantic relationship, but for whatever reason ended it. In an attempt to get Lucy back, Vernon invites her to have a steak dinner with him. When Lucy refuses to eat the steak (due to the fact that she is now a vegetarian), things quickly take the turn for the worst. Throughout the play Vernon is controlling, demeaning, manipulative and abusive, and though it seems that Lucy tried to turn her life around and wants better for herself, she is submissive towards him. While telling the story of a previously estranged couple, Michael Hollinger uses metaphor, imagery and characterization in order to show that the hostile diner is more than just a diner; it is a metaphor for an abusive relationship and rape. The play opens with Lucy and Vernon engaged in a conversation about a show about crocodile hunting. We will write a custom essay sample on Naked lunch or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The crocodile in this story is symbolic of Vernon. He states, â€Å"you can’t train a crocodile†¦all it knows, or wants to know is whether or not your juicy†(Hollinger 856). The crocodile is a metaphor for how Lucy can’t change Vernon. No matter how hard she may try, he is incapable of change. All he is concerned about is not whether Lucy is safe or happy; it’s whether or not he’s attracted to her. Professor wants me to make sure this is true†¦what is he really saying with this story? What message is he sending her? The vase of flowers placed in the center of the table is another example of how Hollinger uses metaphors to describe the relationship between Vernon and Lucy. The meaning of the vase however, varies slightly depending on how it is set up. If the vase has too many flowers it shows that Vernon is overcompensating and could be his way of trying to impress Lucy or distract her with pretty things in order to get her back. While if the vase contains too few flowers, it is symbolic of Vernon simply not caring much about Lucy. It shows that taking the time to actually put out a nice display for the woman whom he is trying to win back is too much work and effort. The awkward vase is a metaphor for their relationship and the diner itself. Make sure that im not confusing metaphor with imagery; refrence draft corrections by professor. Also cite for paraphrases. The fact that Lucy is now a vegetarian is a huge part of this play. It shows us that she is not only trying to make herself a better person than she was while in the relationship with Vernon, but also that she is done with Vernon, (or at least wants to be). Lucy said she had done some soul searching while they were separated and decided to not eat meat. This decision is a metaphor for Lucy deciding she want to cut Vernon off. However Vernon does not have the same desire, he wants her back. While she is giving reasons for why she decided to become a vegetarian, Vernon is shooting every one of them down come up with another way to say this. Apparently this is slang.. He says that her reasons are stupid and have no merit and should stop listening to what others tell her. This is Vernon’s way of telling Lucy that she has no good reason to leave him and should stop listening to her family and friends. Lastly, the steak is also a metaphor for rape. The way Vernon forces the meat in her mouth is symbolic of him forcing himself on Lucy. She is terrified while he is assaulting her â€Å"They are locked in a struggle, he menacing, she terrified†(Hollinger 859).

How to Use Pickle to Save Objects in Python

How to Use Pickle to Save Objects in Python Pickle, which is part of the Python library by default, is an important module whenever you need persistence between user sessions. As a module, pickle provides for the saving of Python objects between processes. Whether you  are programming for a database, game, forum, or some other application that must save information between sessions, pickle is useful for saving identifiers and settings. The pickle module can store things such as data types such as booleans, strings, and byte arrays, lists, dictionaries, functions, and more. Note:  The concept of pickling is also known as serialization, marshaling, and  flattening. However, the point is always the same- to save an object to a file for later retrieval. Pickling accomplishes this by writing the object as one long stream of bytes.   Pickle Example Code in Python To write an object to a file, you  use a code in the following syntax: import pickle object Object() filehandler open(filename, w) pickle.dump(object, filehandler) Heres how a real-world example  looks: import pickle import math object_pi math.pi file_pi open(filename_pi.obj, w) pickle.dump(object_pi, file_pi) This snippet writes the contents of object_pi to the file handler file_pi, which in turn is bound to the file filename_pi.obj in the directory of execution. To restore the value of the object to memory, load the object from the file. Assuming that pickle has not yet been imported for use, start by importing it: import pickle filehandler open(filename, r) object pickle.load(filehandler) The following code restores the value of pi: import pickle file_pi2 open(filename_pi.obj, r) object_pi2 pickle.load(file_pi2) The object is then ready for use once again, this time as object_pi2. You can, of course, reuse the original names, if you prefer. This example uses distinct names for clarity. Things to Remember About Pickle Keep these things in mind when using the pickle module: The pickle protocol is specific to Python – its not guaranteed to be cross-language compatible. You most likely cannot transfer the information to make it useful in Perl, PHP, Java, or other languages.There is also no guarantee of compatibility between different versions of Python. IThe incompatibility exists because not every Python data structure can be serialized by the module.By default, the latest version of the pickle protocol is used. It remains that way unless you manually change it. Tip:  Also find out  how to use shelve to save objects in Python  for another method of maintaining object continuity.

Patriot Act Research Paper Example | Topics and Well Written Essays - 1500 words

Patriot Act - Research Paper Example The Department of Justice designed and developed the drafts for this new law. This legislation is intended to fortify the measures and reinforce the available tools to deal with domestic and international terrorism. It also provides a number of new techniques to the Central Intelligence Agency, Federal Bureau of Investigation and federal prosecutors (Jenks). Under these interventions, the US agencies can identify and prosecute terrorist networks at the national and international levels. Central to the US PATRIOT Act is its unique feature of streamlining communications between the different agencies addressing terrorism and terrorist activities. This Act has simplified the task of investigation and surveillance, by introducing less involved procedures. Funding for the victims of terrorist acts and the families of such victims has been substantially enhanced under the provisions of this exemplary Act. Moreover, it provides ample funds for reconstructing infrastructure and business that had been destroyed or damaged by terrorism (Fritscher). This Act has been sub – divided into 10 sections or titles. These titles consist of several sections that explain the provisions of that particular title. A concrete definition is provided in the titles and sections to the federal government. The aim of this delineation is to clarify the powers conferred upon the enforcement agencies, with regard to the investigation of terrorist activities. It is important to note that the provisions of the US PATRIOT Act also contain several checks and balances that are aimed at preventing the abuse of power (Fritscher). Argument 1 The USA PATRIOT Act establishes special scrutiny measures for foreign jurisdictions. Thus, enforcement officials can prosecute international terrorist organizations and foreign financial institutions. It also empowers them to deal with certain classes of international transactions and accounts, if these are suspected of being put to criminal use. This Act r equires all international financial service agencies to monitor their transactions and to report any instances of money laundering. The Act further strengthens measures to prevent the misuse of the US financial system for personal gains, by corrupt foreign officials (USA PATRIOT Act). In addition, it provides mechanisms to repatriate stolen assets to the country to which they belong. Prior to the enactment of the US PATRIOT Act, the law enforcement agencies of the US had found it very difficult to take direct action, in order to prevent acts of terrorism or to monitor terrorist activity in the country. It was believed in many quarters that substantial alterations had to be made to the existing laws, if the contemporary terrorist organizations were to be dealt with in a competent manner (Patriot Act 2001). These terrorist organizations, such as the notorious al Qaeda, were very well organized and had access to the highly sophisticated contemporary communications technology. The propo nents of increased domestic surveillance have rightly claimed that the harm caused by the possibility of breach of the rights of the US citizens was insignificant. This was in comparison to the immeasurable harm that terrorists could inflict upon the nation, by taking advantage of the absence of domestic surveillance. Such surveillance is indispensable if another terrorist attack of the

Pop Culture Advertisement for Lynx Shower Gel Essay

Pop Culture Advertisement for Lynx Shower Gel - Essay Example The product featured is in a small blue bottle with a black lid and its name inscribed in white against black is placed on the bottom in the right side. The caption reads: â€Å"LYNX Shower Gel. Get Dirty.† The setting implies a bathroom and has overtones of kinky sex which is used as an excuse for the Shower Gel product, which is supposed to serve as a sex appeal embellishment. The impact of the advertisement is based solely on its ostensibly clever message through the striking image that begs a second look. However, a deeper analysis will reveal the fallacies on which it depends and tries to communicate. It does not make any attempt to feature the functional advantages the product has over similar products in the market. It takes for granted the new-age notions of advertising for the youth that no information regarding the product’s chemical composition or explanation on why it would be a perfect choice is needed as long as the brand name imposes its power over the customers. Moreover, the advertisement seems to be based on the false assumption that attention from women bothers its prospective customers – men in this case – of all age groups and personal sexual choices. Though it could be assumed that the product aims at the youth as its customers, the advertisement restricts its appeal as it addresses only the heterosexual youth. It a lso assumes that the representation of the female body in an exotic setting catches the eye of all its customers. It could be argued that the popular advertisement culture has, in fact, made the female body a marketing tool, and this advertisement just follows the status quo. But a logical analysis will reveal that it fails to establish a pertinent relationship between the product and the image presented. The intended pun in the caption â€Å"Get Dirty† reiterates the sexual overtone which is already obvious through the image. But the implication is quite ambiguous.  Ã‚